Best Mastercard Online Casinos Australia 2022

Best Mastercard Online Casinos Australia 2022
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Best Mastercard Online Casinos Australia 2022
4.5/5 on 2 reviews
Updated: 18.06.2022
By Brad Isaac

Mastercard is one of the most popular payment services accepted in Australia. Players can use debit, credit, or prepaid cards to transact between their iGaming site and financial institutions. Security and accessibility are two of the most appealing factors for players offered by this payment solution when withdrawing or depositing funds in the best Mastercard online casinos in Australia. New Mastercard casinos are also popping up thanks to these advantages. 

This article dives into everything about Mastercard including how to deposit and withdraw funds using this service. You’ll also learn about the different cards under Mastercard, how they work, the fees involved, and the bonuses you’re likely to find. Read on to also learn how to find the best casino sites that accept Mastercard deposits.

Best Mastercard casinos DECEMBER 2022

CasinoWelcome OfferRatingBonusVisit
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About Mastercard

Ranked just behind Visa, Mastercard is the second-largest payments network. The company was founded in 1966 in the United States of America. But it was in 1979 when it changed its name from Interbank to MasterCard. The company partners with various financial institutions worldwide to offer payment cards branded with “Mastercard.”

The core business of this global payments network is to facilitate transactions. These payment transactions typically include the holder of a Mastercard, the merchant, and the respective financial institutions. 

Deposits to casino sites that accept Mastercard

Now that you know about Mastercard, it’s time to learn how to deposit funds at your preferred online casino. Before that, you need to find a Mastercard deposit casino and create an account. Afterwards, follow these simple steps to fund your iGaming account:

  1. Once you’re good to go with your online gambling account, navigate to the cashier section and choose deposits. 
  2. Next, choose Mastercard from the list of deposit methods offered. Most sites often use the logo to display this payment method. 
  3. You’ll proceed to another window prompting you to provide details about the card. That includes your full name, credit/debit card number, the card’s expiry date, and the security code. 
  4. Enter the amount you wish to deposit and confirm all the details. 
  5. Authorise the transaction by hitting the ‘Deposit’ button. 

The funds should be available in your online casino account within a few minutes. You can then use these funds to play your favourite real money games. 

Withdrawal from top Mastercard online casinos

One of the reasons why players love Mastercard is they can withdraw their winnings using this payment method. And with its popularity, there’s a good chance you’ll come across an online casino with Mastercard withdrawal. Plus, with many sites requiring their players to withdraw via the same deposit method, Mastercard is a top favourite. Here’s how to go about withdrawals:

  1. Navigate to the cashier/banking section and choose Mastercard as your preferred withdrawal method. 
  2. You want to check your balance before proceeding. Mastercard withdrawals often have a cap on how much you can withdraw or the starting cashout amount. This is in addition to the casino’s limits. 
  3. If you meet the threshold, enter the amount you wish to withdraw and provide the necessary details. If this is your first time, you’ll need to verify your address and identity. 
  4. Click on the ‘withdraw’ button to authorise the transaction. 

Mastercard withdrawals usually take between one to three business days to complete. This is unlike crypto payments that take minutes. However, the casinos tend to have varying pending periods, which ultimately determine how fast you can receive your winnings. 

Types of Mastercard

Getting a Mastercard is rather easy and fast. If you already have a bank account, you can choose the type of card. Although this depends on which institution your bank is in partnership with. However, players are often confused when it comes to choosing the type of card to use at casino sites that accept Mastercard. We break down the three types of cards by this payment service. 

Credit cards for the best Mastercard casino sites

As the name suggests, credit cards allow you to borrow money against a line of credit. This is also known as a credit limit. You can then use the funds to make purchases or even deposit at an online casino. These transactions will later reflect on your bill. The card issuer (your bank) will pay the merchant (in this case, the casino). Afterwards, you will have to pay the issuer after receiving your bill. 

Note that since you don’t use available funds, credit cards often attract interest on purchases should you carry balances forward. Something else to keep in mind is that the bank determines your credit limit. This is often based on your credit history. 

On the one hand, Mastercard credit cards are advantageous because you can access funds. All you need to do is borrow. On the other hand, it’s dangerous because you could acquire a borrowing habit to fund your gambling activities. If left unchecked, you could end up in debt. 

Debit cards for the best Mastercard casino sites

Debit cards are slightly different from credit cards in terms of operation. Instead of borrowing funds, debit cards restrict your usage to what’s available in your account. Transactions are then just between you and the merchant (online casino). You will send the transaction to your bank and then it will go to the merchant’s account. This often takes a few days to go through. 

The biggest advantage of using debit cards is you don’t have to pay interest on purchases. That’s because you’re using funds available in your account. Your credit score and history will also remain untouched. Finally, using debit cards at a Mastercard deposit casino is faster than when using credit cards. 

Prepaid Mastercard casino payments

From the term ‘prepaid’, this type of card allows players to load funds to their cards and later use them at online casinos that accept prepaid Mastercard. Like paysafecard or any other voucher-based payment service, players can only use the amount available on their prepaid card. 

Prepaid Mastercard is different from a credit card since you don’t need to borrow against a credit line. It’s also different from a debit card since you don’t need to link the card to a bank account to perform any transaction. 

Transactions are instant when using Prepaid Mastercard. Once the balance drops below the amount you wish to deposit at an online casino, you will need to top up the card. Note that there are fees when using this service. 

Fees in Mastercard online casinos

Some casino sites that accept Mastercard expect players to pay a certain fee when using this payment method. This is because there are transaction fees that such financial institutions impose on them when performing a transaction. You’re likely to come across a 2.5% fee for every transaction. 

Other casinos go a step further to cover these fees for their players. The transaction will then appear free. With this in mind, the best Mastercard casino sites are those that cover the fees for its players. That means you’ll play with all the money deducted from the card. 

Pros and cons of Mastercard

Mastercard features both pros and cons when playing at an online casino. Take a look at the top pros and cons of playing at a casino with Mastercard accepted:

Pros:

  • Easy to use: Depositing and withdrawing funds is straightforward. 
  • Instant deposits: Funds are available in your online casino account within a few minutes.
  • Safe and secure: Most if not all Mastercard casinos use the latest encryption technology to ensure players’ data remains secure from unauthorised access. 
  • Accepted by many casinos: Many Australian casinos accept Mastercard deposits and withdrawals.
  • Deposit large amounts: High-rollers are the biggest beneficiaries here since banks normally don’t have limits on how much you can send. 

Cons:

  • Limited withdrawal options: Not all casinos offer Mastercard withdrawals. So, you want to check its availability before creating an account at your casino. 
  • Long payout times: Mastercard withdrawals often take between 1 and 3 business days. This is excluding a casino’s pending period.
  • Possible fees: Some Mastercard withdrawal casino sites may impose a fee on payouts.

Mastercard casino bonuses

Most top online casinos that accept Mastercard deposits offer a range of bonuses to their loyal fans. But there are different types of bonuses to claim either as a new or existing player. Here are some of the popular deals you’re likely to come across:

  • Deposit match bonus: This type of offer is often available as a welcome deal. That means you can only claim it once after creating your account. The bonus could be anything between 50% and 200% deposit bonus capped at a certain amount. 
  • No deposit bonus : This type of bonus is rather rare and it’s also common as a welcome deal. You could either get a bonus amount or free spins restricted to a certain pokie game. 
  • Free spins: This type of offer is often available as a promotion when a new pokie hits the market. But they are also available as part of welcome bonuses often flanking the deposit matches. Besides, there are also regular free spin offers.

It’s worth noting that these bonuses often come with certain terms and conditions that you must meet to submit a withdrawal request. Therefore, it’s important to go through the terms and conditions for each deal before proceeding to claim them. 

Conclusion 

Mastercard boasts safety and security in its transactions, which is why this payment method is a favourite among many people. It appeals even more to gamblers since chances are they already have a debit, credit, or prepaid card, making it easily accessible. Now you know the best Mastercard online casinos in Australia, how to deposit and withdraw funds, and the different cards to use based on your preference. You also know which types of bonuses you’re likely to come across when using Mastercard at online casinos. It’s now up to you to choose a preferred AU iGaming site and start playing. Good luck on your next gambling adventure!

Mastercard casinos FAQ

⭐ What is Mastercard?
Mastercard is a financial services corporation based in the United States. The company’s principal job is to facilitate payments between card merchants’ banks and card-issuing credit unions/banks of the buyers using Mastercard prepaid, credit, or debit cards.
⭐ What are Australia’s best Mastercard online casinos?
Players have several Mastercard online casinos to choose from. Some of the most popular options are indicated on this page, in the top ten list. Our reviews of these casinos revealed they are available on both descktop and mobile.
⭐ Can I both deposit and withdraw from online casinos with Mastercard?
Yes. You can deposit and withdraw funds from online casinos with Mastercard. However, it’s important to confirm with your preferred iGaming site before creating an account. Some online casinos don’t offer Mastercard withdrawals.
⭐ What is the minimum deposit limit for AU Mastercard casinos sites?
Many Australian casinos set the minimum deposit amount at between AU$10 and AU$20. Some even go as low as AU$5 but they are rarely available.
⭐ Can I claim bonuses with Mastercard deposits?
Yes. You can claim bonuses with online casinos that accept Mastercard deposits. Deposit match bonuses are the most common deals. Free spins are also part of the bonuses you can claim after depositing using this payment method.
⭐ Are there any fees when using Mastercard with online casinos?
Yes and no. It all depends on your online casino. Some AU casinos cover the transaction fees charged by financial institutions when depositing or withdrawing funds. Others leave the burden to their players. Therefore, you want to check with your casino whether there are any fees you may bear.