MasterCard Online Casinos

MasterCard Online Casinos
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MasterCard Online Casinos
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By Brad Isaac
Updated: 27.01.2022

MasterCard is a reliable, well-established global payment card brand circulating in over 200 countries including Australia, and its universal distribution underpins its wide use in online casinos. Actually, almost every gambling site operating on the local market offers MasterCard deposit and withdrawal options with tiny fees and quick turnaround times. Many online casinos that use MasterCard run special bonuses for players who prefer using this banking options, which is another great reason for you to consider depositing with this seamless card brand.

Types of MasterCard for online casino players


MasterCard offer debit, credit, prepaid, and gift cards. Debit cards are the closest equivalent of cash as soon as this type of card is a direct access to your bank account and each time you make a transaction with a debit card you use your bank account to withdraw or deposit money.

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The benefits of using a debit card with online casinos that accept MasterCard are threefold:

  1. You operate your own funds and will not face a situation that you run up a bill or make a mistake and borrow from you bank. On the other hand, it is your account and it is you who decide how much money to hold on the account and spend with a debit card.
  2. You enjoy the full protection offered by your bank and the payment system including the Zero Liability policy.
  3. Debit cards are readily accepted for online transactions and give you full 24/7 access to fun and thrills of online gambling.

Every time you make a payment with a MasterCard credit card, you actually borrow money from your bank within a credit limit established by a contract between you and your bank. This means two things. First, your freedom of spending is restricted by the credit limit. Second, over a certain period of time, usually 30 days or 55 days depending on the type of the card, you will have to pay the borrowed money back and also pay an interest rate. The other side of this type of cards is that holders are offered an increased level of safety and protection along with a broad range of perks, bonuses, discounts, cashback and other privileges, the complete list of which is available on payment system websites and at your bank.

Prepaid cards are not associated with your bank account – instead, they are reloadable. You may reload your MasterCard anytime, as many times as you like and use only the amount currently loaded and stored there. An amount stored on a prepaid card is accessible for gambling in an online casino as easily as in case of debit or credit cards. No credit limit is established on a prepaid card. When issuing a prepaid card, your bank may ask you to pass some procedure to confirm your identity and/or register the card. This is a safety measure designed to give you protection in case of a doubtful or suspicious transaction or unauthorized use of the card.

Gift cards are sort of regular gift cards offered at sales outlets but they are more convenient because of their universal acceptability. Gift cards are almost identical to prepaid cards, the difference being they are usually given to a person by another person (friend, husband, wife, etc.)

These four types of cards are issued by the MasterCard payment system and they are accepted in most online casinos listed on AuCasinosOnline. More detailed information on each type of cards including credit limits, processing fees, perks and bonuses is available at issuing banks.

Pros and cons to online casinos with MasterCard


There must be a reason MasterCard is a widely-used option in Australia. Below are the three main points of why this brand gains traction as an online banking option for casino users:
1) There are no restrictions as for using MasterCard in online gambling. Just make sure the bank that has issued your card has no limitations in this respect
2) Transactions are fast and free
3) Increased security. Applying hi-tech encryption and other security measures, MasterCard provides fail-safe service with perfectly safeguarded personal data.

Given all that, credit cards have a few minor disadvantages when used in online gambling:
1) Some banks can block payments made to or by gambling sites. This implies you will have to fall back on another option to get winnings from your online casino
2) Due to security checks associated with credit cards, withdrawal of funds can run for a few days