Best Real Money Online Casinos in New Zealand 2022

Updated: 18.06.2022
By Andrew Russell

With a wide range of available pokies and numerous reliable online platforms to gamble, the iGaming market in New Zealand is developing at lightning speed. And the thing, which makes the experience of Kiwis full is an opportunity to place real stakes to withdraw real wins. That’s why real money online casinos in New Zealand are so desired by local gamblers, especially when these are licensed operators packed with bonuses.

There are many advantages of playing for real money, but it’s worth noting that such an experience is connected with risks, so it’s necessary to wisely manage the bankroll and play responsibly. Once these requirements are met, an online casino for real money in NZ can provide you with bonuses, tournaments, progressive jackpots, VIP statuses, and real wins on pokies and table games. And this page is bound to cover all these subjects, highlighting both pros and cons!

Best Real Money Casinos New Zealand JUNE 2022

casino bonus offer rating visit
Hyper Hyper Hyper NZ$300
Players from NZ welcome
NZ$300 bonus on the first two deposits
Players from NZ welcome Play now!
Royal Vegas Royal Vegas Royal Vegas NZ$1200
Players from NZ welcome
100% up to NZ$1200
Players from NZ welcome Play now!
All Slots All Slots All Slots NZ$1600
Players from NZ welcome
100% match up to NZ$1600
Players from NZ welcome Play now!
Jackpot City Jackpot City Jackpot City NZ$1600
Players from NZ welcome
100% up to NZ$1600
Players from NZ welcome Play now!
Video Slots Video Slots Video Slots NZ$200
Players from NZ welcome
100% up to NZ$200 sign-up bonus
Players from NZ welcome Play now!
Spin Casino Spin Casino Spin Casino NZ$1000
Players from NZ welcome
NZ$1000 welcome bonus
Players from NZ welcome Play now!
Leo Vegas Leo Vegas Leo Vegas NZ$1500
Players from NZ welcome
NZ$1500 + 250 free spins
Players from NZ welcome Play now!
SpinIt SpinIt SpinIt NZ$1000
Players from NZ welcome
For new spinners NZ$1000 welcome package!
Players from NZ welcome Play now!
Casino Cruise Casino Cruise Casino Cruise NZ$1000
Players from NZ welcome
NZ$1000 welcome bonus
Players from NZ welcome Play now!

About online real money casinos

In a word, an NZ online casino for real money is a gambling site, which is licensed and provided with both software to place bets and payment solutions to top up the account and withdraw funds. It’s optimised for both mobile and desktop users. The games provided at online casinos are designed especially for this entertainment, so they have a bet limit, different basic features and bonuses, and payout parameters, including the RTP and volatility.

Most of the games available at NZ casinos can be played for free in a demo mode. This means that players use free coins instead of real money and don’t take risks at all, exploring the game and its mechanics. An exception is the catalogue of live games as they are played with real stakes only.

Moreover, there are no limits for free games as it’s enough to refresh the page to get the initial amount of free coins again. As for the gameplay, it won’t change during this mode, so all the bonus options are launched as they are, including free spins, special symbols, and even fixed jackpots.

However, it’s worth mentioning that free games are designed for fun and demonstration of the game’s options. But it’s impossible to win real money in this mode, so all your demo jackpots will disappear once you close the game. That’s why it’s a perfect blend to play for free to understand the rules and switch to money stakes at a real money online casino in NZ then.

Pros and cons of real money gambling

For sure, many NZ players are dreaming of opening an online real money casino and winning a fortune nearly at once. However, it doesn’t work so, though the potential of winning really takes place, especially on pokies with high RTP. That’s why it’s essential to keep in mind both pros and cons.

Pros:

  • Withdrawable winnings
    When you play for free, these winnings can’t be cashed out. However, you can withdraw real winnings when placing real stakes
  • Bonuses
    You can receive bonus offers for registration, regular deposits, achieving new VIP statuses, as cashback of up to 10% on average, and more
  • Tournaments
    Those who play for real funds can compete other players, trying to reach the top of the tournament’s paytable and collect the first prize
  • VIP programs
    For dedicated players who place bets on a regular basis, operators give away VIP statuses and rewards for achieving each. These statuses provide players with special conditions, including higher withdrawal limits, personal managers, and an opportunity to exchange loyalty points for real funds.

Cons:

  • Risks of losing money
    First and foremost, casino games don’t guarantee that you will win. That’s why there are risks of losing your stake and you should keep in mind the basic responsible gaming terms to play online casino for real money
  • Registration required
    While free games take seconds to be opened and played, games for real money require real stakes, which are available only after registration and depositing

Real money casino licensing

Some NZ players may be confused thinking that, unlike land-based casinos, online operators don’t have corresponding documents to carry out gambling activities. However, it’s not true as each reliable casino online for real money holds at least one licence, though top operators don’t stop here and receive at least several ones.

These are the most popular international licences you can meet at NZ casinos:

  • Curacao
    It’s nearly the most popular type, which is believed to be quite easy to achieve. Operators can request such a licence online and receive it after a few weeks (4–6 weeks on average) of audits from the regulator. It’s an all-inclusive licence, which works for both sports and casino sections.
  • MGA
    As Malta was the first EU member state to accept gambling by passing the Remote Gaming Regulations in 2004, the regulator had enough time to understand how to properly control the industry. In 2015, the Lotteries and Gaming Authority changed to the Malta Gaming Authority, and it’s nearly the strictest commission out there. There are both B2C licences of 4 classes for operators and B2B licences for providers working on the software.
  • UKGC
    The Gambleaware National Lottery UK Gambling Commission (UKGC) was established in 2007 and it controls table games, pokies, arcades, bingo, and betting in the UK, while the gambling companies that are operating beyond Britain can still prove their fairness via the UKGC licence. It takes about 16 weeks for an operator to receive one.

These are the most popular certificates and the top real money online casino in New Zealand should possess at least one of the mentioned documents to show that the gambling services are provided in accordance with the highest industry standards.

As these licences are provided not only for operators but also for providers, the companies, which work on casino software, can also hold such documents. For example, NetEnt has licences from UKGC, MGA, and Gibraltar. When you choose an operator for your needs, the best option is a site with a UKGC or MGA licence. If there are several documents obtained, it’s a big advantage.

Safety and security in NZ real money online casinos

When you visit an online casino, play for real money, and provide personal details, you definitely want your experience to be as safe as possible. That’s what the gambling regulators stand for.

In addition to the mentioned licences, there are several other tools the operators opt for to provide the highest safety level.

  • When it comes to your personal details, the Privacy Policy guarantees that they won’t be provided to third parties (unless it’s required to solve a specific problem where these details should be provided). 
  • SSL encryptions (Secure Sockets Layer) stand for safe transactions and the casino players’ information safety. 
  • Additionally, both operators and providers are audited by independent, third-party labs. For example, the eCOGRA certificate obtained by NetEnt proves that the software is RNG-tested (RNG stands for Random Number Generator, which proves that the results of games are fair and aren’t influenced by the operator). Not only providers but also operators hold such certificates.

Finally, it’s worth noting that reliable operators always offer payment options provided via reliable services, so don’t worry about your money, including crypto, being transferred from or to the casino.

Top payment methods in NZ real money online casinos

It’s not surprising that real stakes will require real payments, so it’s time to take a look at the most popular payment methods in New Zealand, including bank cards, e-wallets, and cryptocurrency.

Credit cards in real money online casinos

The bank cards you use in daily life are compatible with online casinos as well, including both deposits and withdrawals.

You can opt for Visa, Mastercard, and American Express. When you deposit via any of these methods, it’s necessary to provide the details of the card, including its number, CVV, and the expiry date. The minimum limits are usually about NZD10–20, and the maximum limits may be equal to NZ$4000 per single transaction.

The fees are usually absent (though some operators may charge up to 2%), but keep in mind that withdrawals via bank cards are processed for 1 to 3 banking days.

Electronic wallets in real money online casinos

Unlike bank cards, e-wallets can boast faster withdrawals as players receive their money nearly instantly. The limits are usually equal to bank cards. The popular methods you can find are ecoPayz and Skrill. Both of them are easy to use, so you can open an account on the site of any of these wallets or install the app to control the transfers and quickly confirm them. The wallets themselves can be topped up via your bank account, cards, or other local services.

Crypto payments in real money online casinos

Players who prefer anonymous payments via cryptocurrency can opt for different options, including Bitcoin, Ethereum, and Tether. The average limits for such transactions are 0.00006 BTC, 0.005 ETH, and 0.01 USDT, though they can be very different at different casinos. As for withdrawals via cryptocurrencies, they are beneficial as the maximum limits are usually absent, and if they take place, they are still massive.

To use this method, you need to have a corresponding wallet (digital or hardware). 

For deposits, you head over to the cashier section and choose the currency, which provides you with a unique web address you need to copy and input in the tab for sending the currency to your wallet. To get a withdrawal, you need to copy the address of your wallet and input it into the casino’s withdrawal form.

Winning big in real money casinos

Actually, the first tip to win big is to play casino games online for real money as it’s impossible to receive real payments when you don’t deposit and place real bets. However, there are some more tips, which can’t guarantee your 100% wins, but can help you master the games of this industry and provide more opportunities. Here come these tips:

  • Spotting the best paying games and betting real money in them
    RTP is a parameter, which regulates the percentage paid back to players. That’s why the higher it is, the better for Kiwis. So you can look for games with an RTP of 96% and more. For example, the Jungle Jim El Dorado pokie has an RTP of 96.31%. Besides, take a look at the features of the pokies you choose. Do they have free spins? Can you activate the double-up option? And finally, don’t ignore table games, especially video poker and blackjack, as their RTP is also very high. One of them is Vegas Downtown Blackjack Gold from Microgaming, which has an RTP of 99.62%.
  • Hunting for jackpots
    First of all, the best online casino games for real money can have an in-built jackpot option, be it a progressive jackpot on Mega Moolah from Microgaming (Mini, Minor, Major, Mega) or a fixed jackpot of 3 levels (Mini, Major, Mega) on Wolf Gold from Pragmatic Play. Besides, don’t miss information about jackpots provided at your casino as in most cases, NZ operators highlight current jackpot pools and the ways to participate to hunt for them.
  • Claiming user-friendly bonuses
    Of course, an opportunity to double your deposit or get some bonus spins sounds great. And when such bonuses are user-friendly, it’s a great chance for Kiwis to get something else in addition to a standard deposit or wins. But make sure that the bonuses you pick are user-friendly. They should be easy to wager and players should have enough time to follow these requirements. Besides, it’s great when the bonuses are available on top games and you won’t have to spend a fortune to activate them.
  • Taking part in tournaments and draws
    Large operators try not to miss an opportunity of keeping more players engaged. And online tournaments are a perfect tool to do this. The events are, mainly, held on a regular basis and can be dedicated to different themes or celebrations. Certain pokies are determined to participate in the event, and the more bets you place (or wins you get, depending on the tournament type), the more points you get to go up the tournament table and win rewards from the prize pool. Besides, don’t miss lotteries and special stores where you can get other bonuses or real money rewards in exchange for loyalty points.
  • Playing actively to upgrade the account
    VIPs have privileges in all markets, and the gambling area isn’t an exception. When your turnover corresponds to the requirements of the levels of the loyalty program, you get corresponding statuses, which brings you gifts for achievement and a bunch of other advantages.

When it comes to table games, it’s worth learning the rules and even viewing some strategies. Though even pokies can have quite complicated mechanics, which can be learned by viewing the menu or corresponding reviews by gambling experts.

Bonuses and promotions in real money casinos

Yes, bonuses serve as mighty boosters for real money gamblers. Most of them require depositing (except for no-deposits), but even when you don’t have to top up your account to activate the offer, you will still need to do it to follow the wagering T&Cs. That’s why you should know about the most common bonus types, understand how to wager them, and be able to reveal both interesting and questionable ones. 

Welcome bonuses in NZ casinos

These are the offers, which greet new players and are beneficial for both Kiwis and operators. While casinos show how generous they are and receive a bunch of stakes provided during wagering, gamblers can count on a group of special promotions.

At most casinos, these promotions are provided as a package, which includes both a match bonus and free spins. Moreover, they can be designed for at least several first payments, usually between 3 to 5.

An example of such an offer is here:

NZD1000 + 100 free spins (match bonuses of NZ$300, NZ$300, and NZ$400, free spins are provided in an amount of 20 per day for 5 days)

The wagering requirements can vary from operator to operator, but keep in mind that the wager can be as high as 70x. That’s why you should read the T&Cs beforehand and make sure that it won’t be a problem to wager an offer you claim for registration.

Free spins in real money casinos

Though we’ve mentioned that free spins can be provided as a part of a welcome package, this doesn’t mean that you won’t find such bonuses afterward. Simply put, these are bonus spins, which are available on a certain pokie and at a certain bet. Once you’ve spent the spins, the winnings have to be wagered as any other regular offer.

To get free spins, you can make a deposit to meet the requirements of a certain bonus offer, verify your account, or do any other thing, which is mentioned in the Terms. As for the games where you can use these free spins, they are cool online casino real money pokies like Starburst, Wolf Gold, Fire Joker, Book of Dead, and others.

No-deposit bonuses in real money NZ casinos

When you find a no-deposit online casino for real money, you are really lucky. Such bonuses don’t require players to top up the account to activate them, hence the name. Of course, these promotions can’t exceed the ones provided for deposits, so you can count on something like 10 to 20 free spins for actions like providing your phone number or as a personal offer provided via notifications if you are subscribed to the casino’s newsletters. Keep in mind that no-deposits are quite rare and they still have to be wagered.

Deposit bonuses

Аs well as the ones, which are a part of a welcome package explained above, regular deposit bonuses are attached to the payment you make. If it’s a regular offer and a small bonus amount is at stake, you can access something like 100% up to NZD200. However, larger amounts have smaller percentage scores. For example, 50% up to NZD400. These are quite common offers given at the beginning of a new week or on weekends. 

That’s how these bonuses work. The bonus of 50% up to NZD300 will bring you NZ$300 for payment of NZ$600. And if you deposit less, an NZ$100 payment will give you NZ$50. Just make sure to meet the minimum limit, which usually stands at NZ$10–15.

Safety tips when playing for real money

We’ve already mentioned that you should be attentive to licences and RNG certificates the operator holds. Besides, check whether the site is encrypted and the casino guarantees your personal details to be private.

When all these details are considered, it’s time to focus on your personal steps to making your NZ gambling experience safe: 

  1. Manage your bankroll
    Deposit only the amount you can afford to lose (of course, it’s the worst-case scenario). And don’t deposit more than you determined before the game
  2. Determine the length of your session
    Usually, it’s recommended not to exceed the period of 1 hour and you can use the corresponding tools of your casino to set this limit
  3. Remember about risks
    You should be prepared for non-winning spins as gambling is always about risks
  4. Don’t place at the highest stakes when your bankroll is limited
    If you don’t have a lot of money to play for, opt for moderate stakes to play longer


When you feel that you have problems with gambling addiction, don’t hesitate to contact helping organisations. If these things are all considered, your gambling experience in New Zealand won’t be disappointing!

Conclusion

The NZ gambling industry is so popular, particularly for the games Kiwis can play for real money. This means that taking risks can bring real wins, which players can withdraw. Besides, payments can activate a group of bonuses, including match offers, promotions for VIPs, free spins, and cashback. Not to mention the tournaments with massive prize pools you can take part in.
Of course, following responsible gaming rules is never too much, so remember that gambling is always connected with taking risks and it’s necessary to manage the bankroll before each session. When you play carefully and are aware of all risks, real-money online casinos in New Zealand are bound to bring you a positive experience. And when you are lucky enough, this experience can turn into real withdrawals!

Real money casinos FAQ

1️⃣ What is a real money casino?
It’s an operator which owns corresponding licences to provide gambling services, features a catalogue of games to play for real money, has special tools to top up an account and withdraw funds, and offers special bonuses for registered customers.
2️⃣ Are real money casinos legal in NZ?
Yes, they are legal for players of 20+ as long as they are regulated by NZ’s Gambling Act 2003. There are 6 land-based casinos legally operating in the country. Online casinos in New Zealand are illegal, but these restrictions are about operators rather than players, so you don’t break the law when playing on such sites.
3️⃣ Where can I find the best real money casinos?
View this page and rely on the ranking provided by the experts in the industry. These are double-checked, licensed, and fair operators, which will provide you with rich bonuses and catalogues full of mind-blowing pokies.
4️⃣ How much can I win in a real money casino?
This amount depends on many factors, including your bet, the game you are playing (max win limit), and your luck. For example, Book of Dead from Play’n Go has a max win limit of 5,000x the bet, while progressive jackpots can bring NZ players over NZ$10,000,000.
5️⃣ Is it safe to play in online casinos for real money?
It’s safe to play at licensed casinos as they guarantee the safety of your personal details and fair gameplay. But keep in mind that even these casinos can’t guarantee that you will win, so playing for real money is always a risk.
6️⃣ What payment options are offered?
New Zealanders can choose from a wide range of payment solutions, including bank cards (Visa, Mastercard, AMEX), e-wallets (ecoPayz, Skrill), and cryptocurrency (Bitcoin, Ethereum, Tether).
7️⃣ May I deposit NZD to an online casino?
Yes, most operators working in New Zealand support NZD as the main account currency. However, if you find an operator that doesn’t, feel free to use the other currency as your money will be converted to the one available on the site.
8️⃣ How fast will I have my winnings withdrawn?
Fast-paying operators process withdrawals within an hour (though some casinos have time frames of up to 3 business days and work on certain hours only), and once it’s done, it all depends on the selected payment method. If you are using bank cards, it takes up to several banking days, while e-wallets and cryptocurrency provide instant cashouts.
9️⃣ May I claim deposit bonuses in real money casinos?
Sure, and these bonuses are really frequent. You can count on deposit bonuses of 25%, 50%, 75%, 100%, or even more. Make a corresponding deposit to activate one and wager it before processing a withdrawal.
🔟 What customer support options are usually available in casinos?
The more options are available, the better this operator is. First and foremost, there should be a live chat 24/7. Besides, a casino should provide its official email. As for additional ways to communicate, these include a form on the site, a phone number, and social media pages.